Tag Archives: money

Oops! Better Time Budgeting

Budget Time
photo by Mike9Alive

Well I hope you all had a good holiday, back at university now, apologies for the absence! I must try not to apologise in every post. Which brings me to my biggest flaw at university, my lack of time to do things I enjoy, or more importantly need to do. Probably this is down to me preferring to do things on the spur of the moment. Mind you I doubt I’m the only student who usually says yes to the offer of going to the pub! As people know TIME = MONEY, or for students TIME costs MONEY, and the fact is, the little ‘free’ time available often involves spending money for entertainment, e.g. cinema, pub, clubs, e.t.c.

Having a little extra time can save you money, an extra half hour in the evening could be used to cook a cost effective meal, rather than that expensive take-away or ready meal. Also that half hour could be used to finish that essay due in at 9am!

So what to do?

Plan, Plan, Plan ahead.

168 Hours you have each week, of which ideally you need to sleep 56 especially with exams ahead, therefore 112 Hours of usable time!

Obviously some of that is used up by work/lectures-

But you can:-

  • Get up in the morning (shock horror, students getting up on there days off, see zenhabits ideas if you need a little persuasion!)
  • Plan your meals in advance (no more thinking what shall I have for dinner, spending 10 mins thinking about it and then settling for the easy option.)
  • Set time specifically aside for work and play (sounds sensible but how many stick to it!)

Finally just remember time is like money, you always spend it, but unlike money you cannot earn it back. Just don’t cram to much in, a little relaxation (procrastination) time is always needed!

Still working on the time machine,

Martyn.

Easy Money, No Hassle, How?

Even this amazed me, I’m sure many of you are aware of the ways websites earn money. Sign up to an advertising company as a publisher. Then show adverts on their behalf, you then earn either by commission or per click on the advert you are showing. The problem with this is you need traffic to generate the clicks and therefore the revenue. Not good if you are starting out like me.

But there is an alternative, place an advert on 3 pages of your website, earn 10 for signing up and then 5 per month as long as you keep the adverts on the 3 pages.

Who then would do an offer like this? – money4banners .

The website looks a bit tacky and unbelievable, but I have been paid my initial signing up fee, 10, into my paypal account. So I’m pleased with them so far, but I await my first fiver. I will keep you posted on whether that materialises!

If you want the U.S. version use money4banners.com Although you only get $10 initially, and $5 monthly, half what you get for the UK version.

If you find it useful let me know!

Cheers,

Martyn.

image: www.freeimages.co.uk

Enjoy More, For Less

Cheap TicketsThere’s no point going to uni, if you just go to lectures and then spend the rest of your time staying at ‘home’. Nothing wrong with spending a little time socialising with your flatmates and friends in your new home, but everyone needs to get out and about at sometime.

The problem, well going out costs money. Going out to a club, costs you entry plus drinks to get you in the right ‘state’. Going to the cinema to see the ‘must see film’, all your friends have seen. The list goes on, but how do you get a great night for less money? Well with clubbing it’s worth setting yourself a limit, e.g. only withdraw a set amount of cash before you go out. Also try drinking at home before going to a club, it’s always cheaper (pubs/bars/breweries put a large mark up on pints, remember you’re paying to use there facilities), just don’t go over the top, else you will never get to the club! If you do want to go to pub first always try your student union bar/pub, they generally give the best deals on drinks. But also listen and look out for pubs and clubs doing student deals, and remember drink responsibly!

So you want to go to the cinema? But if you are not on the Orange network or it’s not Wednesday? What’s plan B?

Well try studentbeans.com

As long as you have a student I.D. you can get great offers to print off including my favourite 2 for 1 at Cineworld from Mon – Thur. There are many other offers in a range of categories such as entertainment or eating out. Some offers are better than others. One slight drawback is studentbeans.com is mainly based in and around major university cities in the UK, therefore not everywhere is covered. Although I would say coverage is pretty good.

Plus things just feel better if you get them cheaper than usual!

Cheers,

Martyn.

image: www.freeimages.co.uk